An Insurance premium calculator is a handy tool that will help you figure out how much you should pay for health insurance. You can find them on a company's website and use them to compare policies. These programs allow you to enter certain information, such as the age and gender of each family member, and the amount of coverage you want. They even have options to narrow down the options and shortlist them. The premium calculators can also help you compare policies, so you can choose the best one for you.